Datapath Blog

Capital One Data Breach: What You Need to Know

Posted by Datapath on Jul 30, 2019 8:35:22 AM

When did this happen?

According to Capital One, the incident was discovered July 19. An individual gained unauthorized access to a cloud-based server and obtained personal information on Capital One credit card customers and people who applied for the bank's products. The FBI said the data theft occurred between March 12 and July 17, court records show.

How many people were affected?

Approximately 100 million people in the United States and 6 million in Canada were affected, Capital One said.

What kind of data was compromised?

The bank said credit scores, credit limits, balances, payment history and contact information were compromised. Also, fragments of transaction data "from a total of 23 days during 2016, 2017 and 2018" were vulnerable.

Although Capital One said no credit card numbers or log-in credentials were compromised, about 140,000 Social Security numbers of credit card customers were left vulnerable, as well as 80,000 linked bank account numbers of secured credit card customers.

Read more from USA Today

How to tell if you were affected by the breach

Capital One has issued guidelines on how to determine if your credit card account was affected by the data breach involving more than 100 million people and steps you can take to shore up security.

Read more from CNBC

How to protect yourself after the Capital One breach

Stay alert. Consider signing up for a credit monitoring service or checking your credit reports several times throughout the year. Equifax, Experian, and TransUnion allow people to access their credit report once per year for free. Remember that companies generally will not make unsolicited requests for financial information via phone or email. Only communicate with companies on the phone number provided on their official website.

Read more from the NY Post

Topics: Security